Important limits on the information presented here.

Effective September 17, 2026

General information only

The information on this website is provided for general educational and informational purposes. It is not tax, legal, accounting, payroll, benefits, insurance, medical, or other professional advice. Visiting the site, using the calculator, or speaking with NW Business Advisors does not create an attorney-client, accountant-client, physician-patient, fiduciary, insurance-broker, benefits-advisor, or similar professional relationship.

Before acting, employers should obtain advice from qualified professionals who can evaluate their particular workforce, payroll, benefits, tax, legal, and operating circumstances.

No eligibility, compliance, or results guarantee

Nothing on this site determines whether an employer or employee is eligible for SIMERP, whether a particular arrangement complies with applicable law, or whether any savings or care outcome will occur. Eligibility, program terms, plan documents, tax treatment, payroll treatment, employee elections, and implementation must be reviewed using current information and the employer's actual facts.

The $639-per-participating-employee annual savings figure is a planning illustration. It is not a quote, promise, forecast, tax opinion, or guaranteed result. Actual outcomes may be higher, lower, or zero and may be affected by participation, wages, payroll configuration, plan design, program costs, applicable law, and correct implementation.

Program and medical information

Descriptions of employee-care services summarize current provider materials and may change. They do not constitute medical advice, establish clinical appropriateness, or promise availability, treatment, prescriptions, appointment times, coverage, or member cost. Individuals should consult appropriate licensed healthcare professionals about medical questions.

Independent advisor and referral relationship

SIMERP Care is an independent advisor resource from NW Business Advisors. It is not represented as the official corporate website of the specialist provider. SIMERP is a registered mark used with permission.

NW Business Advisors does not administer SIMERP, prepare plan documents, calculate final payroll effects, or make legal, tax, medical, payroll, eligibility, or compliance determinations. NW Business Advisors has a referral relationship with the specialist provider and may receive referral compensation if an employer moves forward after an introduction.

Third-party information and links

This website may summarize provider materials and link to third-party websites. NW Business Advisors does not control third-party content, services, availability, security, terms, or privacy practices. A link or reference is not a guarantee of accuracy, performance, or endorsement beyond the relationship expressly disclosed here.

Accuracy and availability

Reasonable care is taken in preparing this site, but information may be incomplete, outdated, or contain errors. Content and website features may be changed or removed at any time. The site and its content are provided on an “as is” and “as available” basis to the fullest extent permitted by law.

Questions

For questions about this disclaimer, call NW Business Advisors at 346.248.8656 or visit nwbusinessadvisors.com.